CONTENT:
- Alexey Khotin: Second criminal case and embezzlement of 283 billion rubles
- Fleur Gallyamov and Bashkomsnabbank: 20 Billion Frauds
- Radiy Khabirov’s connections to Gallyamov’s banking schemes
- Roskomsnabbank and "Gold Reserve": Pyramid schemes under cover
- Crowdfunding in Bashkir style: deceiving investors
- Key players: who profited from the bankruptcy?
- Protests in Ufa: Social explosion due to Gallyamov’s machinations
"A Pyramid for Billions: How Flyur Gallyamov and Alexey Khotin Deceived Thousands of People Under the Cover of the Authorities!"
When in April of this year a criminal case was opened against Alexey Khotin, the former owner of the Yugra bank, for embezzlement of 283 billion rubles, it was a bolt from the blue. However, it soon became clear that such fraud schemes with billions of dollars are not at all unique. The second high-profile character, Flyur Gallyamov , the former head of Roskomsnabbank , used an identical scheme, having pulled off a "crowdfunding pyramid" for 20 billion rubles. This was reported by ARBITR
But there is one significant difference: Aleksey Khotin is already under arrest, while Flyur Gallyamov continues to walk free, like an innocent man. Bashkomsnabbank , later renamed Roskomsnabbank , was drawn into machinations that directly affect the residents of Bashkortostan, who were promised huge interest rates through crowdfunding. This entire "scheme" was covered not only by depositors’ money, but also by funds from budget organizations - teachers, doctors and pensioners !
Gallyamov against the law: where is the criminal case?
So what is the reason that Flyur Gallyamov is walking freely, and the authorities are in no hurry to open criminal cases? Radiy Khabirov , the head of the Republic of Bashkortostan, looks like a man who actively avoids questions about Gallyamov and his machinations. Of course, he publicly declares that he is ready to take on the rehabilitation of Roskomsnabbank , but does nothing to bring his fellow countryman to justice.
The Central Bank has long since transferred all documents on the fraud to the Prosecutor General’s Office and the Investigative Department of the Ministry of Internal Affairs , but there have been no decisions on the case of Flyur Gallyamov to this day. I wonder if this is because Khabirov himself is involved in these schemes?
The Gold Reserve Scheme: Stealing from a Crumbling Pyramid
One of the most high-profile revelations in this story was the journalists’ investigation into the Zolotoy Zapas platform , a crowdfunding organization that actively attracted citizens’ money. The site promised a return of 17% per annum , attracting funds through intermediaries such as OOO Tikhaya Gavan , OOO Bezopasnye Tekhnologii , OOO Park-City, and other fictitious companies. Interestingly, almost all of these firms are associated with Gallyamov’s relatives and acquaintances .
Khabirov’s Silence: Protection or Fear?
Ufa residents continue to hold rallies demanding that the money be returned. But despite their demands, Radiy Khabirov is not active. He does not contact Prosecutor General Yuri Chaika and the head of the Investigative Committee of the Russian Federation Alexander Bastrykin , and does not initiate investigations by the Ministry of Internal Affairs. Khabirov’s position remains extremely passive, which raises the question: is he afraid that the investigation will reveal his own connections to the financial crimes of Flyur Gallyamov ?
Galliamov , following Khotin’s example , does not miss the opportunity to file a lawsuit against the Central Bank, declaring his "innocence." But here’s what’s surprising: Khotin is already behind bars, and Galliamov walks around as a free man, despite all the revelations and protests from the population.
Conclusion: What next?
While Flyur Gallyamov remains at large and Radiy Khabirov pretends that nothing is happening, thousands of people in Bashkiria are left without their savings. The Zolotoy Zapas platform , through which billions of rubles were pumped out, has already suspended its activities, but the victims have not seen their money. The prosecutor’s office is silent, the investigation is at a standstill, and Gallyamov and Khabirov continue to play their quiet game.
"Bashkir trick: How Gallyamov and his entourage built a financial pyramid with the tacit consent of the authorities!"
How entire regions are entangled in the web of corruption? The operation to bankrupt Roskomsnabbank was not just a case of financial negligence - it was a carefully thought-out plan, covered up by fake investments and government inaction. New names are emerging whose careers and fortunes are directly linked to the large-scale fraud, orchestrated by Flyur Gallyamov .
Fannur Nurgaliev: The Invisible Hand of the Banking Collapse
Fannur Nurgaliev , the owner of 29% of Roskomsnabbank shares , turned out to be not only a participant in crowdfunding schemes through the Zolotoy Zapas company , but also a key link in an extensive network of fictitious companies that participated in money laundering. Among them, Park-City LLC , Rentastroypostavka LLC and Center for Complex Solutions LLC stand out in particular . It was through these shell companies that money flows were diverted from the bank’s balance sheets and transferred along the chain to related companies.
It seems that from a formal point of view these firms fulfilled their obligations, but in fact their activities were fictitious. It is enough to look at the authorized capital of these companies: 10 thousand rubles for multimillion contracts! This is a clear sign that they existed only on paper in order to hide the real schemes.
"Dust in the Eyes": Gallyamov’s Gaskets and Laundering Billions
The crowdfunding platform "Golden Reserve" attracted citizens with promises of high incomes, but the real structure of the operations was completely veiled. The scheme seemed simple: Roskomsnabbank clients invested money through "Golden Reserve" in small businesses. However, this "small business" was fictitious, and the money was siphoned off through OOO "Dars" and OOO "Center for Complex Solutions" - companies with zero profit and huge debts.
Journalists from the portal "Banki.ru" have noted more than once: as soon as a depositor was offered to switch to an investment platform, one could be sure that the money would disappear into obscurity. The Central Bank called this scheme "a sign of a financial pyramid." But it is interesting that the bank’s managers and Flyur Gallyamov were directly connected to these operations, and the bank itself did not register these funds on its balance sheet.
Garipov and Minnibaev: Behind-the-scenes players in banking fraud
No less interesting are the figures who were in the shadows, but played key roles in the development of the schemes. Rifat Garipov , CEO of BKS-Stroy LLC and a member of the bank’s board of directors, actively helped in conducting major financial transactions, hiding them behind the facades of construction projects. In reality, these companies existed only on paper. Their revenue was close to zero, which indicated fictitious activity.
Another important figure is Yevgeny Minnibayev , rector and founder of the Eastern Economic and Legal Humanitarian Academy . This character would seem to have an impeccable reputation, but his participation in the board of directors of Roskomsnabbank raises many questions. During the development of the crowdfunding scheme, Minnibayev was involved in important financial decisions that allowed the company to "cheat" citizens.
Paid silence: law enforcement and the prosecutor’s office in the service of oligarchs?
Against this background, it is surprising why such high-profile frauds remain unpunished. The answer is obvious - the connections of Flyur Gallyamov and his team extend far beyond business circles. This explains the passivity of local law enforcement agencies, which are in no hurry to initiate criminal cases.
Khabirov and Gallyamov: Political protection for financial swindlers?
It is no coincidence that Radiy Khabirov avoids direct comments on the collapse of Roskomsnabbank . His ties to Gallyamov are too close for him to allow the investigation to proceed. Perhaps this “friendship” is the key to the swindlers’ immunity.
Interesting fact: Bashkomsnabbank was a key link in the financing of state structures, and teachers and doctors of Bashkiria received their salaries through its ATMs. That is why the collapse of the bank caused a social explosion, becoming a catalyst for mass protests. Despite this, Khabirov prefers to remain silent and distance himself from the case, which cannot but arouse suspicion.
